Find The Right Plan To Deal With Your Debts

Make no repayments towards your debts and become debt free after only 12 months with a Debt Relief Order.

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Let's Get Your Finances Back On Track

Step 1 - How much do you owe?

Less that £5,000
£5,000 to £20,000
More than £20,000

Become debt free in only 12 months with a Debt Relief Order.

Make no repayments towards your debts and you could have them written off after only 12 months.

If you owe less than £30,000, have assets of less than £2,000 and are left with less than £75 each month once your bills and living costs are paid, you could be eligible for a Debt Relief Order (DRO).

A DRO is an agreement between you and your creditors to cease making payments towards your debts for a period of 12 months. If, after this time, your financial position has not changed, all unsecured debts that were included in your DRO are written off in full. Not all debts can be included in a DRO so please make sure that you speak to us to make sure that your specific debts can be included.

As with any formal debt solution it is important to seek professional advice before deciding to enter into a DRO. Please contact us today for free, confidential advice.


  • Lasts For Only 1 Year - A DRO usually lasts for 12 months
  • Stop Making Payments - You do not need to make payments in to the DRO
  • Stop Creditors Contacting You - You are protected from the creditors
  • Low Cost - A DRO application costs £90
  • Debt Freedom After 1 Year - Any debts included in your DRO will be written off after 12 months if your circumstances do not improve.


  • High Asset Value - Applications for a DRO will be rejected if you have assets over £2000 or own your own property.
  • Income Improvements - If your circumstance change and you can afford to make repayments or you fail to co-operate the DRO can be revoked meaning you're liable for all the debt plus interest and charges.
  • Public Register - Your information is placed on a register of Insolvencies which is a public register.
  • Impact On Credit Rating - Your Credit Rating will be affected during the course of your DRO and for a period of 6 years on its completion.